useroutr
Pricing

Plain pricing. No revenue share.

What you'd hope a payment processor would do. One per-transaction fee, the same on every rail. Network costs pass through at cost — we never mark up the underlying chain or fiat rail.

The one plan
Starter
0.5%per transaction

↓ drops to 0.35% above $50,000 / month

  • All payment methods (card, bank, crypto, mobile money)
  • Hosted checkout + pay-by-link + invoices
  • Global payouts to 174 countries
  • Managed Stellar settlement wallet
  • Webhooks + SDKs + sandbox
  • Standard support (email, 1 business day)

What you pay per rail.

MethodCost
Card payments (Stripe)network fee pass-through, no markup
Bank transfers (ACH, SEPA)network fee pass-through, no markup
Crypto payments (CCTP V2)Circle protocol fee pass-through
Mobile money (M-Pesa, MTN)rail fee pass-through
Payoutsincluded in 0.5%
FX conversionmid-market rate + 30 bps
Sandboxfree, unlimited
Webhook retriesincluded, exhaustion after 10 attempts

Grows with you.

> $50k / mo0.35%
> $500k / mo0.30%
> $5M / moLet’s talkContact sales →

What we don’t charge for.

Setup fees
Monthly minimums
Hidden FX spreads
“Express settlement” premiums
Disputes you win
Sandbox usage
Enterprise

Custom pricing for teams over $5M / month.

Dedicated support, custom SLAs, multi-entity contracts, on-prem audit logs export, KYB review of integrators on your platform.