Two payment methods. One integration.Zero crypto knowledge required.
Add a Useroutr-hosted checkout to your store and accept USDC on Stellar, Ethereum, or Base — alongside fiat through MoneyGram for customers who'd rather not touch crypto. Settle to your bank account in two business days, or to a wallet in five seconds.
A checkout that doesn't mention HTLCs.
The Useroutr-hosted checkout opens with the merchant's logo, the order summary, and a method tab selector. Crypto users connect their wallet, see a 30-second-locked conversion quote, and approve. Fiat users redirect to MoneyGram's anchor flow and complete a deposit through the rails they already know. Both paths converge on the same confirmation screen. Mobile-first, sub-second to interactive.
What changes for you.
- One settlement asset and chain; one balance to reconcile
- Refunds up to 180 days, partial refunds supported
- Webhook events for every state change — payment.pending, payment.processing, payment.completed, payment.failed
The numbers, on a postcard.
Starter pricing is 0.5% per transaction; this drops to 0.35% above $50,000 in monthly volume. Network fees pass through at cost — we never mark up the rails. There are no monthly minimums and no setup fees.
A checkout that pays for itself.
The sandbox is live. Build the integration, take a test payment, see the dashboard before you commit.